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Cruz Liliana
The communal bank "El Pedregal" meets every fifteen days in the El Pedregal community, in the Picoaza parish of the city of Portoviejo. This is a place known for being an active commercial zone, for its traditional festivals of San Pedro and San Pablo, and for the cheerfulness of its people.

In this place lives Cruz, who is 42 years old. She is married, and from this relationship she has four children, two who are adults and two aged 17 and 13, who are both in school. The three younger ones still live with her. Her husband is a mason.

With the intention of earning something on her own, and thus helping her husband with the household expenses, Cruz dedicates herself to commerce, selling clothing of all types. Her method of selling is from door to door, and she goes out three days a week. She sells to her customes on credit and collects payments every 8 days. She goes to Guayaquil to buy her merchandise once a month or according to her needs. She has dedicated herself to this work for 3 years, and what she sells the most is women's underwear.

She will use this loan to buy more merchandise, such as pants, blouses, t-shirts and women's underwear. She has been in the communal bank for 4 years, and she likes it because the loans help her to finance her business.

Her dream is to see her children finish their studies and be good people.
View original language description ↓
El Banco Comunal El Pedregal que se reúne cada quince días en el sitio el Pedregal en la parroquia Picoaza de la ciudad de Portoviejo. Lugar conocido por ser una zona muy comercial, por sus fiestas tradicionales de San Pedro y San Pablo y por la alegría de su gente.

En este lugar vive la señora Cruz, tiene 42 años de edad, está casada y de esta relación tienen cuatro hijos, dos mayores de edad y dos de 17 y 13 años de edad los mismos que estudian en colegio, los tres menores aun vive con ella. Su esposo es albañil.

La señora Cruz con la intención de ganar algo por su cuenta y con esto ayudar a su esposo con los gastos del hogar se dedica al comercio, vende ropa de todo tipo, su forma de venta es puerta a puerta para lo cual sale tres días de la semana, deja a crédito y cobra cada 8 días. Su mercadería la va a comprar a Guayaquil una vez al mes o de acuerdo a lo que necesite. Tiene 3 años que se dedica a esta actividad y lo que más vende es ropa interior de damas.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa interior de damas. Está en el Banco Comunal desde hace 4 años y le gusta porque los créditos le ayudan a financiar su negocio.

Sus sueños es ver que sus hijos terminen sus estudios y sean buenas personas.

About Ecuador

  • $10,600
    Average annual income
  • 92
    View loans »
    Ecuador Loans Fundraising
  • $24,187,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Cruz Liliana to buy pants, blouses, t-shirts and women's underwear to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 31, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013