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Gabriela Josefina
The communal bank "El Pedregal" meets every fifteen days in the El Pedregal community, in the Picoaza parish of the city of Portoviejo. This is a place known for being an active commercial zone, for its traditional festivals of San Pedro and San Pablo, and for the cheerfulness of its people.

In this place lives Gabriela, who is 25 years old. She is separated, but from this relationship she has two children, 7 and 6 years old, who are both in school.

With the intention of earning something on her own, and thus being able to get ahead alone with her children, Gabriela dedicates herself to commerce, selling clothing of all types. Her method of selling is from door to door, and she also sells from her home where she has a small shop. She takes advantage of the opportunity to go out every morning, since at this time her children are in school. She sells to her customes on credit and collects payments every fifteen days. She goes to Guayaquil to buy her merchandise once a month or according to her needs. She has dedicated herself to this work for 5 years, and it is going very well for her. Thanks to this she is successfully supporting her children alone.

She will use this loan to buy more merchandise, such as pants, blouses, t-shirts and children's clothing. She has been in the communal bank for 4 years, and she likes it because of the help it provides to her with the loans.

Her dream is that her children will not lack for anything.
View original language description ↓
El Banco Comunal El Pedregal se reúne cada quince días en el sitio el Pedregal en la parroquia Picoaza de la ciudad de Portoviejo. Lugar conocido por ser una zona muy comercial, por sus fiestas tradicionales de San Pedro y San Pablo y por la alegría de su gente.

En este lugar vive la señora Gabriela, tiene 25 años de edad, está separada pero de esa relación tiene dos hijos de 7 y 6 años de edad los mismos que estudian en escuela.

La señora Gabriela con la intención de ganar algo por su cuenta y con esto poder salir adelante sola con sus hijos se dedica al comercio, vende ropa de todo tipo, su forma de venta es puerta a puerta y también vende en su casa donde tiene un pequeño local, ella aprovecha para salir todas las mañanas ya que a esa hora sus hijos están en la escuela, deja a crédito a sus clientes y cobra cada quince días. Su mercadería la va a comprar a Guayaquil una vez al mes o de acuerdo a lo que necesite. Tiene 5 años que se dedica a esta actividad y le va muy bien, gracias a esto saca sola adelante a sus hijos.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está en el Banco Comunal desde hace 4 años y le gusta por la ayuda que le dan con los créditos.

Su sueño es que a sus hijos no les falte nada.

About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped Gabriela Josefina to buy pants, blouses, t-shirts and children's clothing to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 31, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013