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Julia
Julia is a 37-year-old woman with many hopes and a drive to get ahead through her own efforts whilst being kind and polite to others. She lives with Israel, who is a transportation worker and is the father of their 5 children whom they love dearly. They live together comfortably in their own home. Julia sells different types and flavors of candy in the mornings, setting up a table in front of their house where she attends her customers in a friendly and courteous way. She started her business more than 2 years ago with money that she had saved, and up until now she has run it by herself, on occasions with the help of her daughter. She feels that her business is profitable because of the money it makes, and the fact that it is the only one of its kind in the area, meaning that there is a high demand for it. Before she set up her business, she wanted to be a productive person and earn a living for herself so that she would not have to depend completely on her partner and could help out with household expenses. She also wanted to be able to stay at home and take care of her young children. Therefore, after seeing the results that her business has brought, she wants to continue and with the profits combined with a future loan, buy another transportation vehicle. This will be her seventh loan with the MFP institution. She is happy to know that she will be able to continue to count on financial support to be able to carry out her plans. Moreover, she is comfortable with the communal bank because she feels that it is a united and supportive group. With the amount she is requesting of 2000 nuevos soles, she will invest in the purchase of products for her candy business, as well as buying motorcycle spare parts to give maintenance to the vehicle that her partner drives, so that it keeps running and provides their family with income.
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Julia, de 37 años de edad, es una mujer con muchas ilusiones y ganas de progresar a base de su propio esfuerzo, siendo amable y cordial con las personas. Es conviviente con Israel quien se dedica al transporte y es padre de sus 5 hijos a quienes quiere mucho. Juntos están cómodamente instalados en su propia casa.
La actividad que realiza Julia es la venta de golosinas de diversos sabores y presentaciones por las mañanas, para lo cual instala un tablero en el frontis de su casa donde atiende a sus clientes de manera amable y cordial.
Se inició en su negocio con un capital propio fruto de sus ahorros, hace más de 2 años, y hasta el momento lo realiza sola, pero en ocasiones le apoya su hija.
Considera a su negocio bastante rentable por las ganancias que le deja y por ser la única en la zona con ese negocio siendo bastante solicitada. Antes de empezar con su negocio, tenía los deseos de ser una persona productiva y generar sus propios ingresos para no depender completamente de su pareja y apoyarlos con los gastos de su hogar, además de poder estar en casa y atender a sus hijos menores.
Por tanto, viendo los resultados de su negocio, desea continuar y con las ganancias más algún préstamo futuro comprar otra unidad de transporte. Este será el préstamo número 7 con la institución MFP. Está contenta de saber que seguirá contando con el apoyo financiero necesario para concretar sus planes. Además está a gusto con banco comunal pues lo considera un grupo unido y solidario. Con el monto solicitado de 2000 nuevos soles, los invertirá en la compra de sus productos para su negocio de golosinas, además comprara repuestos de moto para dar un mantenimiento a la unidad que conduce su pareja, y pueda seguir operativa, generando ingresos económicos a su hogar.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $53,916,525
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Julia to buy a a variety of candies and motor parts.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 9, 2012
Listed
Nov 15, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 20, 2013