With much hard-work and dedication, day by day Marina works in her small business selling food. She has a small stall for sales in a commercial center in her city. Marina works every day from early in the morning and stays for approximately 8 hours. She believes that things are going well because of her good seasonings and for the kind treatment that she offers to her clients.
Marina is very thankful for Kiva lenders, since thanks to their help she will be able to purchase construction materials like cement and ceramic in order to renovate the stall where she makes sales. In this way Marina hopes to continue working and challenging herself so that together with her family they can get ahead.
Con mucho empeño y dedicación, día a día Marina trabaja en su pequeño negocio de venta de comida, ella tiene un pequeño puesto de ventas en un centro comercial de su ciudad, Marina labora todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 8 horas y cree que le va bien por su buena sazón y por el trato amable que brinda a sus clientes.
Marina se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de materiales de construcción, tales como cemento y cerámica, para renovar su local de ventas, de esta manera Marina espera seguir trabajando y esforzándose para que al lado de su familia puedan salir adelante.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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