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Elena
Elena is a woman of 20. She lives in the city of Cañete, in the Imperial district with her husband and her three small children, whom she loves and who are her main reason for living. She is a very friendly, hard-working and enthusiastic person. She and her husband dedicate all their efforts to raising their family.

With a great deal of effort and dedication, Elena works every day in her small business selling candy. She has a small space In her home which she uses to carry on her sales. Elena works from an early hour of the morning, and is able to do so for approximately 10 hours. In addition, she raises guinea pigs, ducks and turkeys to sell.

Elena feels happy doing her work, and believes it is going well because of the good service that she provides her customers. Elena is very grateful to the Kiva lenders, as thanks to the help offered, she will be able to purchase a refrigerator which will be very useful for keeping soft drinks, fruit drinks, ice cream, gelatins and other food, as in the summertime she will supplement her business with these sales.

In addition, she wishes to buy a display case, as well as more candy for stocking her business. In this way, Elena hopes to be able to increase her sales and her income. This will help her a great deal, so that little by little she can achieve her great dream of having her own house, and seeing her children become fine professionals.
View original language description ↓
Elena es una mujer de 20 años, vive en la ciudad de Cañete, en el distrito de Imperial con su esposo y sus tres pequeños hijos, a quienes ama y son su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que junto con su esposo dedican todos sus esfuerzos por sacar adelante a su familia.
Con mucho empeño y dedicación, día a día Elena trabaja en su pequeño negocio de venta de golosinas, ella cuenta con un pequeño espacio en su vivienda, el cual utiliza para realizar sus ventas, Elena trabaja desde tempranas horas de la mañana y puede hacerlo por un aproximado de 10 horas, adicionalmente también cría cuyes, patos y pavos para su venta, Elena se siente a gusto realizando su labor y cree que le va bien por el trato amable que brinda a sus clientes.
Elena se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una refrigeradora, la cual le servirá de mucho para poder conservar gaseosas, refrescos, helados, gelatinas y otros alimentos, ya que en la época de verano complementará su negocio con dichas ventas, así también desea comprar una vitrina y mas golosinas para abastecer su negocio, de esta manera Elena espera poder aumentar sus ventas e incrementar sus ingresos económicos, los cuales le servirán de mucho para que poco a poco pueda lograr su gran sueño de tener su casa propia y ver a sus hijo convertidos en buenos profesionales.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $57,342,125
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Elena to purchase a refrigerator, a display case and candy.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 31, 2012
Listed
Nov 15, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013