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Esther A. travels to a distant town to buy food supplies like maize in large quantities, which she then sells to her customers in smaller quantities. She is divorced and has 2 children. Business is going very well but the cost of transportation is a major problem.

Esther is asking for a loan to reduce the burden of transportation cost on her limited capital, allowing her to buy more food supplies per trip.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 32
    View loans »
    Ghana Loans Fundraising
  • $11,710,625
    Funds lent in using Kiva
  • 1.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Esther to reduce the burden of transportation cost on her limited capital.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 16, 2008
Jun 2, 2008
Currency Exchange Loss:
Feb 15, 2009