Check out some available loans that are similar to this one!
Ximena
Ximena’s part of the “Mis Sueños” (My Dreams) communal bank in the city of Talca. She’s worked in agriculture for 14 years. Her work consists specifically in cultivating the land and includes all tasks related to soil treatment and vegetable growing. She works alongside her laborers from Monday through Saturday and she arranges her schedule according to availability. The buys the merchandise and supplies as needed from large suppliers who specialize in selling manure at low cost which is advantageous economically. She will use the loan to buy manure, liquid seeds and to pay laborers. One of Ximena’s goals is to continue growing and earning higher family income and to be able to provide jobs for those who need them.

Ximena lives with her two children who are 17 and 15 years of age and attend school. Her dream on a person level is to have more resources because she needs to have more for home because the children are growing and the need to give them a good life and future schooling increases.

She’s very grateful and happy with the opportunity provided by Fondo Esperanza because it opened a work portal and will allow her to invest in her business and in her personal development since she’s learned how to organize and manager her income and investments better.

Talca belongs to the Maule Region, a zone in the middle of the country. It’s the administrative, economic and cultural center of the region and the most important city in the Chilean Central Valley. There’s a curious phrase about Talca in Chile that says: “Talca, Paris and London.” Among the myths associated with is, some say it comes from something originally said by an Englishman “Talca parece Londres” because of the abundant fog that frequently covers the city in winter similar to the capital of the United Kingdom.
View original language description ↓
Ximena forma parte del Banco Comunal “Mis Sueños” perteneciente a la ciudad de Talca.
Ella se dedica al rubro de la agricultura, desde hace 14 años. Su trabajo se especializa específicamente a la labranza o cultivo de la tierra y que además incluye todos los trabajos relacionados al tratamiento del suelo y a la plantación de vegetales. Se desempeña en esta labor junto con sus trabajadores de lunes a sábado y su horario lo distribuye de acuerdo a su disponibilidad.
La mercadería e insumos que va necesitando los compra en grandes distribuidoras que se especializan en vender abonos a bajo costo, por lo tanto conveniente económicamente.
Con el crédito comprará abono, semillas liquidas y pago a los trabajadores.
Una de las metas de Ximena es seguir creciendo y generar mayores ingresos para la familia y poder dar trabajo a personas que lo necesiten.
Ximena vive junto a su marido y dos hijos de 17 y 15 años de edad, quienes se encuentran estudiando. Sus sueños a nivel personal es contar con mas recursos ya que tiene la necesidad de contar con mas recursos en el hogar, porque los hijos van creciendo y al mismo tiempo crece la necesidad de darles un buen pasar y un buen futuro escolar.
Ella está muy agradecida y contenta de la oportunidad brindada por Fondo Esperanza, ya que le abrió una puerta laboral y le permitirá invertir en su negocio y también para su desarrollo personal, ya que ha aprendido a organizar y distribuir de mejor manera sus ingresos e inversiones.
Talca pertenece a la región del Maule, ubicada en la zona centro del país. Constituye el centro administrativo, económico y cultural de la región, siendo la ciudad más importante del Valle Central chileno. Sobre Talca existe una curiosa referencia en Chile, la frase "Talca, París, y Londres". Entre los mitos al respecto, algunos dicen que es una derivación de la originalmente dicha por un inglés "Talca parece Londres", por la abundante neblina que cubre frecuentemente la ciudad en la temporada invernal, a semejanza de la capital del Reino Unido.


Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,552,775
    Funds lent in using Kiva
  • 480.3
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Ximena to buy manure, liquids, seeds and to pay labor costs.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 8, 2012
Listed
Nov 15, 2012
Currency Exchange Loss:
Possible
Ended:
May 17, 2013