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Carmen
Carmen is 30 years old, she is a single mother and has three children: Roy, Adhy and Nena all of whom she loves very much. She has a home made of wood that she purchased all on her own. She works at maintaining agricultural products like cacao and her work site is a parcel of land that she inherited from family members. On its own, this work requires a lot of physical labor, to do the work she hires day laborers whenever she needs to, especially during the harvest season for the truly necessary jobs.
She considers her work one of the most humble ones and at the same time comforting since the results of the harvest are highly sought after by middle men in her area, nevertheless what has been trying to sap her motivation recently are a few plagues that take over her land and ruin a significant portion of her final product.
She is now starting a new production cycle where she prepares all that is necessary to carry out her job in a fluid way, and to do it she will need to purchase Copperwood plants, grafts from cacao trees and sacks of organic fertilizer. In addition to this, she will need to reserve enough capital to hire day laborers to try to lighten the load of the distinct agricultural jobs.
Day to day she gets up very early with the objective of achieving a future land purchase in the city and to build a house for the comfort of her children. She has seven loans with MFP and this time she is asking for $775 to purchase Copperwood plants, grafts from cacao trees and sacks of organic fertilizer and part of the money will be used to hire day laborers.
View original language description ↓
Carmen tiene 30 años, es madre soltera y tiene 3 hijos: Roy, Adhy y Nena a quienes dedica todo su amor. Posee una vivienda hecha a base de madera que adquirió sola. Ella se dedica al mantenimiento de productos agrícolas dentro de las cuales esta el cacao, siendo su espacio de trabajo, una parcela que le heredaros sus familiares. Asimismo, este trabajo requiere de mucha mano de obra, por ello contrata jornaleros cada vez que sea necesario, en especial la temporada de cosecha, por ser actividades netamente forzosas.
Considera que su trabajo es uno de los más abnegados y a la vez reconfortantes ya que el buen resultado de sus cosechas es bien cotizado por los acopiadores de la zona, no obstante lo que intenta desmotivarla son algunas plagas que se apoderan sus plantaciones arruinando de manera considerable su producción final.
Ahora inicia otro ciclo de producción en donde ella se prepara con todo lo necesario para desempeñar su trabajo de manera fluida, por ello será necesario comprar plantas de almácigo, injertos de cacao y sacos de abono orgánico. Adicional a ello es necesario reservar capital suficiente para la contrata de jornaleros con el objetivo de aligerar las distintas tareas agrícolas.
Día a día se levanta muy temprano con el objetivo de lograr a futuro la compra de un lote de terreno en la ciudad y construir una vivienda para el futuro bienestar de sus hijos. Tiene consigo siete préstamos con MFP, y esta vez solicita 2,000 para la compra de plantas de almácigo, injertos de cacao, sacos de abono orgánico y parte del dinero lo reservará la contrata de jornaleros.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $53,916,525
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Carmen purchase copperwood plants, grafts from a cacao plant, sacks of organic fertilizer and to hire day workers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 9, 2012
Listed
Nov 15, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2013