Update on JaphethJapheth is 33 years of age. He is married to Linet and blessed with two children, aged 7 and 2 years respectively. He sells clothes, a business he started 11 years ago, and earns a monthly income of 20,000 Kenyan shillings (KES).
He has requested a second loan worth KES 50,000 to purchase bales of trousers and shirts for sale. The profit he earns will help him pay fees for his children.
His dream is to become a successful businessman as well as to build a modern home.
Previous Loan DetailsJapheth is 32 years of age. He is married to Linet and blessed with two children, aged 6 years and 1 year respectively. He sells clothes, a business he started 11 years ago, and earns a monthly income of 15,000 Kenyan shillings (KES). He has requested a loan worth KES 30,000 to buy trousers,... More from Japheth's previous loan »
About VisionFund KenyaVisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid