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Ana is separated and the mother of four children. Three are adults and one is in school. She lives in her own home with her children and doesn't support anyone besides them. She owns a business selling various products. She will use this loan to buy construction materials (sand, cement, stone, etc.) to plaster the wall outside of her house. In the future, she wants to acquire a vehicle help her business. To do this, she promises to make her payments on time so she can apply for more loans from Hluvuku in the future. Her challenge is working more to ensure that her business makes the necessary income to reach her goals.
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Separada e mãe de 4 filhos, outros ja maior de idade 1 a frequentar Escola, vive na casa própria com os seus filhos e não sustenta mais ninguém.

É comerciante e dona do negocio de venda de produtos diversos. Com o presente empréstimo pretende comprar material de construção (areia, cimento, pedra e outros) para rebocar o murro da sua casa.

No futuro pretende adquirir uma viatura para auxiliar no seu negocio, assim compromete-se a pagar devidamente este empréstimo para poder aceder a mais créditos na Hluvuku.

O desafio é trabalhar mais assegurar que seu negócio consiga lhe render de forma a juntar fundos para o seu objectivo.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 135
    View loans »
    Mozambique Loans Fundraising
  • $2,808,950
    Funds lent in using Kiva
  • 29.7
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Ana to buy construction matierals (sand, cement, stone, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Dec 1, 2012
Currency Exchange Loss:
Aug 17, 2013