Adolf is a thirty-eight-year-old hardworking man with five children, living in Kyenjojo, Uganda. He is involved in a number of business activities which include rental houses, agriculture and also selling clothes. With the proceeds he has been able to build a house and pay school fees for his children. Like all good fathers he has dreams of educating his children up to the University and establishing for them sustainable income-generating activities. His business desire is to be one of the modern farmers in the area and to own a fashion school despite challenges of inadequate capital and unpredictable seasonal weather changes. Adolf is requesting a loan to buy clothes to sell.