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Josephine, a 43-year-old hardworking mother of three school-age children, sells grocery items, fruits and vegetables in the public market. Her goal is to improve the business to generate sufficient income in order to satisfy their necessities and support the education of their children. Josephine and her husband want them to earn a degree so that they will find a good job someday. Despite the hardships of living, she has the strong determination to improve the business.

Josephine is requesting a loan of P50,000.00 to buy additional stocks of grocery items, fruits and vegetables to resell. She strongly believes that this loan will be a great help in improving her business and achieving her goals in life.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 2087
    View loans »
    Philippines Loans Fundraising
  • $61,204,950
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Josephine to buy additional stocks of grocery items, fruits and vegetables to resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Dec 1, 2012
Currency Exchange Loss:
Aug 23, 2013