Gennadiy is a farmer. This year he began cultivating a peach orchard. His development activities began with a piece of land, which was inherited from the father. Gennadiy decided to purchase a ram disk to facilitate his work, such as plowing and garden treatment -- a tough process.
Plans for the future: expansion of the site, planting peach trees.
On a personal note: construction of a house.
Геннадий - фермер. С этого года начал заниматься выращиванием персикового сада.
Развитие деятельности начиналось с участка земли, которая досталась в наследство от отца
Петр решил приобрести, дисковую барану для облегчения своего труда, т.к вспашка и обработка сада – тяжелый процесс.
В планах на будущие: расширение своего участка, насаждение персиковых деревьев.
В личных планах: постройка жилого дома.
Нуждается в вашей помощи для финансирования дисковой бараны.
About Agro Capital Management
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.
As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.