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Shoira
Shoira sells women's and children's clothing at the market in her neighborhood. She purchases clothing from the cities of Istarawshan and Kairakkum and then sells them at the local market.

Shoira is a 34-year-old married woman with three children, who help her with her business. Her husband works in the Russian Federation, but he does not earn enough money to support the family. Hence, Shoira has to work to support the family herself. She tries to ensure that her children are raised in good conditions and she dreams of providing them with a good education.

Shoira would like this loan to purchase children's and women's clothing in order to expand her product selection. She sincerely thanks Arvand for the financial support.
View original language description ↓
Шоира занимается куплей продажей женской и детской одежды на рынке своего района. Товар покупает из города Истаравшана и из Кайракума. А привезенный товар продается на местном рынке. Ей 34 года. Она замужем, имеет троих детей которые помогают матери. Её муж работает в Российской Федерации, но с доходом заработанной из России не может обеспечить семью и поэтому Шоире приходится работать и содержать семью самой. Шоира старается чтобы ее дети росли в хороших условиях и мечтает дать им хорошее образование. На полученный кредит Шоира хочет закупить детскую и женскую одежду для расширение своего товарооборота. Благодарит Арванд за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 154
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Shoira to purchase of children's and women's clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 30, 2012
Listed
Nov 16, 2012
Currency Exchange Loss:
Covered
Ended:
Nov 17, 2013