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Marta Lizeth
Marta, 27, lives in her own house with her husband and two minor children. She’s sells beauty products like various lotions, creams, make-up and other items that are attractive to customers. She’s a very enterprising woman who works hard to help cover household expenses and earn a little money to cover some needs. She’s struggled to keep her business afloat because competition is always there. She’s been in business for many years so has many regular customers who prefer her more every day since she’s a very charismatic, hones working woman.

She’s decided to ask Integral for a loan because she wants to invest in her business buying merchandise like lotions, creams, make-up, etc. that will allow her to maintain her business well-stocked and be up-to-date with the latest merchandise entering the marketplace so that she can continue attracting a large variety of customers that will lead to improved profits that will give her the opportunity of attaining a better quality of life. She states that she’s very grateful to this institution because it provided her with help in the past when she most needed it. She hopes to have favorable results this time too.
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Marta tiene 27 años de edad, habita en casa de su propiedad junto con su esposo y sus dos hijos menores de edad. Ella se dedica al comercio de productos de belleza tales como: variedad de lociones, cremas, maquillaje, y de más artículos que son atractivos para los clientes. Es una mujer muy emprendedora la cual trabaja duramente para colaborar con los ingresos del hogar y poder llevar un poco de dinero que le permita suplir algunas necesidades. Ha luchado mucho para poder mantener a flote su negocio ya que la competencia siempre está presente en todo. Tiene muchos años de dedicarse a esta actividad por lo que ya cuenta con muchos clientes fijos que cada día la prefieren más ya que es una mujer muy carismática y honrada en su trabajo. Ha tomado la decisión de solicitar este crédito a INTEGRAL por que quiere invertir en su negocio en la compra mercadería como: lociones, cremas, maquillaje, etc. Que le permita mantener su negocio surtido y estar al día de los nuevos productos que van saliendo en el mercado. Para que de esta forma pueda seguir atrayendo una gran variedad de clientes que le permitan mejorar sus ganancias que le den la oportunidad de ingresas a una mejor calidad de vida. Ella expresa estar muy agradecida con esta institución ya que en el pasado le brindaron ayuda cuando más lo necesitaba. Espera poder obtener resultados favorables en esta ocasión.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 607
    View loans »
    El Salvador Loans Fundraising
  • $22,169,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Marta Lizeth to buy cosmetics.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 28, 2012
Listed
Nov 15, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 18, 2013