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Yan S. collects rubber from rubber trees at a local rubber plantation in Kampong Cham. Rubber is made from the stretchy sap that leaks out of these unique and useful plants. She is paid three dollars per day. Her husband shares in this business and adds another three dollars per day to the family income. They have three children. One child is fortunate enough to be able to attend school, however the other two help their parents collect rubber adding $ .75 per day ro rhw family's income.

Yan S. would like to use her loan to open up a grocery store that will hopefully produce more income for the family. If she can earn more money she wants to pay for her other children to attend school.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,736,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Yan to open a grocery store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 7, 2008
May 23, 2008
Currency Exchange Loss:
Jul 15, 2009