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Dayana Gabriela
Dayana is a young 18 year old woman. She is single and lives in the city of Nazca with her parents and siblings. She is a very friendly, hard working and enthusiastic person with a strong desire to get ahead. Unfortunately, Dayana has not been able to study for a professional in languages because she must work to support her parents with the household expenses. In her free time she likes to listen to music and occasionally she cooks a delicious "arroz con pollo" (rice with chicken) to share with her family.

With much perseverance and dedication, and thanks to savings from previous jobs, Dayana bought a small car which she uses to rent to drivers who provide taxi service. She works everyday and believes that it is going well for her because of her responsibility and for her friendly manner that she shows to her customers.

Dayana is very thankful for the Kiva lenders because thanks to the brought to her she will be able to repair and have general maintenance done on her car. She hopes to change the muffler and the tires. In this way Dayana will have her car in better condition to continue renting. She will continue working and putting the effort in to fulfill her largest dream of studying for a professional degree and getting ahead.
View original language description ↓
Dayana es una joven de 18 años, es soltera, vive en la ciudad de Nazca con sus padres y hermanos, ella es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de superación; lamentablemente Dayana no ha podido estudiar una carrera profesional de Idiomas, ya que se encuentra trabajando para apoyar a sus padres con los gastos del hogar, en sus ratos libres le gusta escuchar música y en algunas ocasiones cocina un riquísimo Arroz con Pollo para compartir con su familia.
Con mucho empeño y dedicación, gracias a los ahorros que pudo conseguir de trabajos anteriores, Dayana pudo comprar un pequeño auto, el cual utiliza para alquilarlo a choferes que brindan servicios de taxi, ella trabaja todos los días y cree que le va bien por su responsabilidad y por el trato amable que brinda a sus clientes.
Dayana se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la refacción y mantenimiento general a su auto, ella desea poder cambiar los amortiguadores y las llantas; de esta manera Dayana tendrá su auto en mejores condiciones para poder seguir alquilándolo, así pues ella seguirá trabajando y esforzándose para cumplir su gran sueño de poder estudiar una carrera profesional y salir adelante.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 97
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Dayana Gabriela to repair and have general maintenance done on her car.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Nov 14, 2012
Currency Exchange Loss:
Aug 17, 2014