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Claudia Del Carmen
Claudia del Carmen is 42 years old. She is the single mother of two children, who are fifteen and thirteen years old, and lives in the town of Chinandega. Chinandega is located in the west of the country. Claudia's business is selling general merchandise, cosmetics, caramels, coconuts and confections. She has been in her business for ten years, and sells her products from the street. She started the business with her own funds earned from making caramels and confections, which she learned from her family. She sells cosmetics and merchandise in the afternoons to both regular and occasional customers. Her goals for her work are improving her household income and helping her children to develop professionally so that they can have a better future. Claudia has previously taken out loans from Fundación León and has shown herself to be responsible in repaying her loans in a timely manner. She needs the loan to invest in working capital and to stock up her business with more products, like caramels, confections, children's clothing, blouses, skirts and dresses in order to improve her income. Claudia del Carmen is grateful for the the help that the Kiva lenders offer to low-income people so they can earn a dignified living.
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Claudia del Carmen de 42 anos de edad. Madre soltera de dos hijos de 15,13 anos de edad de la localidad de Chinandega. Lugar que esta ubicado en la zona de occidente del país. Claudia tiene por actividad económica la venta de mercadería en general, cosméticos, cajetas de leche y coco, y repostería. Tiene diez anos de tener dicho negocio y lo realiza de forma ambulante. El negocio lo inicio con fondos propios la elaboración de cajetas y repostería lo aprendió de su familia, y la venta de cosméticos y mercadería las por las tardes con clientes fijos y eventuales. Con el propósito de mejorar los ingreso de su hogar y ayudar a sus hijos que se formen profesionalmente para que tengan un futuro mejor. Claudia ha tenido créditos de fundación león y ha demostrado su responsabilidad de pago en tiempo y forma. El financiamiento lo necesita para invertir en capital de trabajo y surtir su negocio con productos como cajetas, reposteria, ropa de ninos, pantalones, blusas, faldas, vestidos, y de dicha forma mejorar sus ganancias. Claudia del Carmen agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos para tener fuentes de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Claudia Del Carmen to invest working capital in the purchase and re-sale of caramels, confections and merchandise, like pants, blouses, skirts and dresses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 18, 2012
Nov 14, 2012
Currency Exchange Loss:
Aug 18, 2013