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Luisa Elizabeth
Luisa, 54, is married and has two children, ages 22 and 23. She's a native of the department of Chinandega, in the western part of the country. Chinandega is known for being a very productive commercial region.

Luisa works as a teacher in one of the schools in town. The loan she's requesting is to make improvements on her home: to install ceramic tiles so the furniture doesn't deteriorate. She has been doing the improvements little by little because with the previous loans she managed to buy the land. She has been building the house for herself and her family. It has been a great achievement and benefit to have a decent place to live.

With the loan she's going to buy construction material such as ceramic tiles, cement, and glue.

Luisa's grateful for the help the Kiva lenders give to low-income people and poor countries so they have a decent place to live.
View original language description ↓
Luisa de 54 anos de edad, casada con dos hijos de 22, 23 anos de edad, ella es originaria del departamento de Chinandega lugar que esta ubicado en la zona de occidente del país. Chinandega se caracteriza por ser una zona comercial muy productiva. Luisa se desempeña como maestra en unos de los colegios de la localidad. El financiamiento lo esta solicitando para realizar mejoras en su vivienda las cuales consiste en la instalación de cerámica en la casa ya que de dicha forma no se le deterioran los muebles. La mejoras la ha venido realizando poco a poco ya que los créditos anteriores logro comprar el terreno y poco a poco ha venido construyendo ya que para ella y su familia ha sido un gran logro y beneficio para tener un lugar digno donde vivir. Con el financiamiento comprar material de construcción como cerámica, cemento, pega. Luisa agradece la ayuda que los inversionistas kiva le brindan a personas de escasos recursos y países pobre para tener un lugar digno donde vivir.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 110
    View loans »
    Nicaragua Loans Fundraising
  • $24,829,275
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $1,175 helped Luisa Elizabeth to buy ceramic tiles, cement, and glue.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 16, 2012
Nov 14, 2012
Currency Exchange Loss:
Dec 14, 2012