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Estelí, the city nicknamed "the Diamond of the Segovias," is located in the northern part of Nicaragua. Pablino is a native of this city. He lives with his partner, with whom he has two children that are studying in the university. Pablino is a responsible person with a big vision for his business. He works hard to be able to give his family the best.

Currently, Pablino works as a security guard at a university as well as in two other businesses. He operates a bookstore out of his home and he also recently opened a shop selling chicken meat as well as eggs from another location in the city. He attends to these businesses in his free time with the help of his children.

Pablino is requesting this loan to buy a freezer with the capacity to store 500 pounds of meat, which he will use in his newest business. His whole family is motivated and grateful for this loan and support from Kiva and Ceprodel. This will make it possible to improve the family's financial situation and, at the same time, create work for them.
View original language description ↓
Estelí el diamante de las Segovia de esta bella ciudad ubicada en la parte norte de Nicaragua es originario el señor Pablino, su estado civil es acompañado el cual tiene dos hijos estudiante universitario.

Pablino es una persona de mucha visión empresarial y muy trabajador y con la responsabilidad de darle lo mejor a su familia, actualmente trabaja como seguridad de una Universidad pero aparte de eso el también se dedica al comercio y tiene dos negocio diferente uno que es una librería , este lo tiene ubicado en su casa de habitación y hace unos poco días dio apertura a otro negocio que consiste en la venta de carne de pollo y huevos este ultimo negocio lo tiene ubicado en otro barrio del mismo Estelí.

Con el préstamo que se le entrego lo destino para la compra de un freezer con capacidad de almacenar 500 libra de carne el cual va ser utilizado para su nuevo negocio.
Los negocio son atendido por Pablino en su tiempo libre y también por sus dos hijos, toda la familia se siente motiva y agradecida por Kiva y ceprodel por brindarle el apoyo a través del préstamo ya que ha sido posible mejorar la economía de su familia y a la misma vez generarle empleo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 169
    View loans »
    Nicaragua Loans Fundraising
  • $23,230,825
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $1,000 helped Pablino to buy a freezer for his business.
Repayment Term
16 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Nov 14, 2012
Currency Exchange Loss:
Dec 14, 2012