Nuevo Amanecer Group
The loan that they will take out will benefit small entrepreneurs like Cristina. She says that this is the first year she has been a member of Pro Mujer, joining at the invitation of a promoter who visited her in her home. Currently, she has a food sales business. She says that she started this business because she had the ability to cook delicious food and she had a little bit of capital. Now her sales are improving.
The loan that she will now take out is for increasing her capital to buy rice, noodles, etc., from wholesale sellers; she will later prepare the food that she will sell in her stand. This way of working allows her to generate income to economically support her family, as she is married and has three children.
When asked what she likes about Pro Mujer, she answers that she likes the training they offer in the areas of health and finance.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Cristina es integrante, ella indica que es el primer año que integra Pro Mujer, ingresando por invitación de una promotora que fue a visitarla a su casa. En la actualidad ella tiene un negocio de venta de comida; cuenta que este negocio lo emprendió ya que tenía la habilidad de cocinar delicioso y contaba con un capital pequeño, en la actualidad mejoró su comercio.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, fideo, etc.) que adquirirá de las personas que venden por mayor y posteriormente a la elaboración lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para apoyar económicamente a su familia pues ella es esta casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones de el área de salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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