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Jesús De Los Ángeles
Achuapa is a village where stockbreeding is the main productive activity. This is why there is a lot of milk and many dairy products, like cheese, cottage cheese and cream.

Many people, original from the countryside, have been born and raised here, and they have got ahead in life through a lot of hard work, which is admirable. This is the case of Mrs. Angelita, as she is known locally in one of the neighborhoods that make part of the urban area of Achuapa.

Jesús de los Ángeles, 53, is a humble woman, married. She has three children, all of them independent. She was born in a district, 20 km from Achuapa. She learned to be a hardworking person already when she was a child, as her parents taught her to work the land, sow grains and milk the cows.

But she wanted to get ahead in life and her biggest dream was to be a teacher, because she loved to teach others how to read and write. This is why she moved to the urban area, to study and then work, which is how she has been able to have her own house and a decent living. Besides, she has kept her farm and her animals, because she thinks her roots are something important in her life.

With the goal to improve her quality of life, she would like to renovate her kitchen. This is why she is requesting KIVA’s support, through CEPRODEL. With the loan, she will buy materials like iron, bricks, stone, cement, sand, zinc, purlins, tiles and she will pay the labor costs. She will pay back the loan with her salary or with the money collected from selling her animals’ milk.
View original language description ↓
Achuapa es un poblado que se caracteriza por ser 100% productiva en ganado por lo cual abunda la leche y sus derivados como es el queso, la cuajada y la crema.

En él han nacido y crecido personas que son de origen campesinos y que han salido adelante a punto de esfuerzo propio y que son dignos de admirarlos; tal es el caso de doña Angelita como se conoce cariños mente en uno de los barrios de la parte urbana de Achuapa, Jesús de los Ángeles es una humilde mujer de 53 años, casada con tres hijos todos independientes, originaria de una comarca ubicada a 20 km de dicho municipio que creció siendo una mujer trabajadora desde muy pequeña, ya sus padres le enseñaron el trabajo de campo como es sembrar granos y ordeñar leche.

Pero ella espiraba no solo ser una mujer de campo sino sobresalir adelante y su sueño primordial era ser maestra porque le apasionaba enseñar a leer y escribir, fue entonces que se trasladó a la parte urbana para estudiar y luego ejercer su profesión que hoy le ha permitido tener un hogar digno y su propia vivienda, además de contar siempre con su finca y sus animalitos porque para ella sus raíces es importante en su vida.

Con el propósito de llegar a tener mejores condiciones de vida quiere mejorar su cocina, por ello solicita el apoyo a KIVA a través de Ceprodel por medio de un crédito para la compra de materiales como hierro, ladrillos, piedra, cemento, arena, zinc, perlines, azulejos y pago de mano de obra el que pagará con su salario o la venta de leche de sus animales.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 101
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $1,275 helped Jesús De Los Ángeles to buy iron, bricks, stones, cement, zinc, purlins, tiles and to pay for the labor costs.
Repayment Term
19 months (Additional Information)
Repayment Schedule
Oct 30, 2012
Nov 14, 2012
Currency Exchange Loss:
Dec 14, 2012