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Andrea
A December tradition in Nicaragua, especially in Sauce, is the “Gritería de la Virgen María” [feast celebrated on December 7] that’s a joyful activity where people sing to the Virgin and exchange snacks and food. Andrea, 55, lives in this town that’s rich in traditions and customs. She’s a single mother of four children who she’s been raising alone with no help from their father. Despite her poverty, she’s tried to help them in every way possible with her small salary earned working for twenty years as a cook at a school. She feels very proud because thanks to the sweat of her brow she now owns her house that she’s been gradually improving with help from loans. She needs to enlarge it so that her children can have better living conditions because her family is large. Because of this she’s asking Kiva for help with a loan to buy bricks, cement, sand and to pay labor costs since her goal is to build a room.
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Una de las tradiciones de Nicaragua en Diciembre, sobre todo en el Sauce es que se celebra la gritería de la Virgen María, la cual es una alegre actividad donde se le canta a la virgen y se regalan golosinas y comida.

En este pueblo lleno de tradiciones y costumbres habita doña Andrea una señora de 55 años, madre soltera de cuatro hijos que le han costado únicamente a ella sin la ayuda del padre y que ha tratado de ayudarle en lo que puede bajo su pobreza y con su pequeño salario laborando como cocinera en un centro de enseñanza donde tiene más de 20 años de laborar.
Se siente muy orgullosa que gracias al sudor de su frente hoy tiene su propia casa la que ha ido mejorando con la ayuda de los créditos pero que necesita ampliarla más para que sus hijos tengan mejores condiciones de vida por lo que su familia es bien numerosa.
Por tal motivo solicita a KIVA la ayuda con un prestamo,para la compra de ladrillos, cemento, arena y pago de mano de obra. ya que tiene como meta terminar de construir un cuarto.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 131
    View loans »
    Nicaragua Loans Fundraising
  • $24,035,950
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD
Expired
A loan of $650 helped Andrea to buy bricks, cement, sand and to pay labor costs.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 8, 2012
Listed
Nov 14, 2012
Currency Exchange Loss:
Possible
Expired:
Dec 14, 2012