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Alma Ligia
Alma Ligia has a business of selling clothing of all styles. She has been working in this business for two years. She begins to offer her merchandise at 7am and finishes at 5pm, working Monday through Sunday on this same schedule.

She does this work in order to help her husband with home expenses. She is the mother of four children, two of which are still in her care.

Alma Ligia is requesting a loan that she will use to buy blouses, head scarves, towels, and undergarments. Alma Ligia aska Ceprodel for help with the loan in order to increase her inventory with greater-quality products, and to satisfy her clientele as Christmas approaches.

Alma Ligia has achieved growth in her business with the profits obtained through her loans offered by Ceprodel.
View original language description ↓
La Señora Alma Ligia, posee un negocio de venta de ropa de todo estilo, desde hace dos años, inicia a ofertar su mercadería desde 7:00 am finalizando a la 5:00 pm de lunes a domingo en este mismo horario, realiza este labor para ayudar a su esposo en los gastos del hogar es madre de cuatro hijos de los cuales solo dos están a su cargo.

Doña Alma Ligia está solicitando un crédito el que utilizará para comprar blusas, pañueletas, toallas y ropa interior.

Alma Ligia solicita a Ceprodel apoyo con un crédito para incrementar su inventario con producto de mejor calidad y satisfacer a su clientela ya que se aproxima la navidad.

Alma Ligia ha logrado el crecimiento de su negocio con los ingresos obtenido producto de los créditos brindado por Ceprodel.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 94
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Alma Ligia to buy blouses, head scarves, towels, and undergarments.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 26, 2012
Nov 14, 2012
Currency Exchange Loss:
Mar 15, 2013