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Mariana Josefina
Mariana’s a single mother; she has three children. The oldest is five-years-old, the next is three and the youngest is one. She started selling cosmetics via catalogue because a girlfriend of hers would give her products to sell and she liked it very much. Mariana is now selling cosmetics independently via catalogue. She works going from place to place in the city offering her products among friends and acquaintances. For the moment she’s had no problems related to crime and hopes to continue that way. She will use the loan to buy beauty products like lipstick, eye shadow, perfumes, creams, etc.
View original language description ↓
Mariana es madre soltera tiene 3 hijos el primero tiene 5 años el segundo 3 años y el ultimo tiene 1 año de edad, Ella comenzó en el negocio de cosméticos por catálogos gracias a que una amiga le dada productos para que ella venda eso a ella le gusto mucho. En la actualidad Mariana se independizo con la venta de cosméticos por catálogos. . La forma de trabajo es recorrer diversos lugares de la ciudad ofertando los productos entre amigos y conocidos. Mariana por el momento no ha tenido ningún inconveniente en cuanto a la delincuencia y espera poder continuar de esta manera. Con el crédito piensa comprar, artículos de belleza como labiales, sombras, perfumes, cremas etc.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped Mariana Josefina to buy beauty products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 13, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 21, 2013