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Ybeth Gloria
Ybeth is a 26 year old woman, is single and lives in the city of Ica. She is a very humble, hard working and enthusiastic person. She has a strong desire to get ahead. Thanks to her effort and her parents' support, Ybeth was able to study a technical career path. In her free time she likes to relax listening to music and on some occasions she cooks the delicious dish "arroz chaufa" to share with her family.

With much perseverance and dedication, Ybeth works everyday as a sales promoter in a business within the city. She works from early in the morning and works up to eight hours a day. She is happy to work and believes that it is going well for her because of her responsible and the friendliness she shows her customers.

Ybeth is very thankful for the Kiva lenders. Thanks to the help brought she will be able to buy a small kitchenette and fridge, which she really needs and which will help her be able to conserve and better prepare her food. Currently her kitchen uses kerosene, which is very dangerous and she is afraid that when she goes to work there could be an accident. In this way she will continue working and putting in the effort to realize her goals and her dream of having her own house.
View original language description ↓
Ybeth es una mujer de 26 años, es soltera, vive en la ciudad de Ica, ella es una persona muy humilde, trabajadora y entusiasta, que tiene un gran deseo de superación; gracias a su esfuerzo y al apoyo de sus padres Ybeth pudo estudiar una carrera técnica, en sus ratos libres le gusta relajarse escuchando música y en algunas ocasiones cocina un riquísimo Arroz Chaufa para compartir con su familia.
Con mucho empeño y dedicación, día a día Ybeth trabaja como promotora de ventas en una empresa de su ciudad, ella trabaja desde tempranas horas de la mañana y puede hacerlo por un aproximado de 8 horas, ella se siente a gusto realizando su labor y cree que le va bien por su responsabilidad y por el trato amable que brinda a sus clientes.
Ybeth se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de de una pequeña cocina y un refrigerador, los cuales le ahcen mucha falta en su hogar,ya que actualmente ella cuenta con una cocina a Kerosene que es muy peligroa y tiene temor que cuando se vaya a trabajar pueda ocurrir un accidente; de esta manera Ybeth pordrá conservar y preparar mejor sus alimentos,así pues Yebth seguirá trabajando y esforzándose para lograr sus metas y su sueño de tener su casa propia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 113
    View loans »
    Peru Loans Fundraising
  • $59,072,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Ybeth Gloria to buy a kitchenette and a fridge.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 13, 2012
Nov 19, 2012
Currency Exchange Loss:
Sep 17, 2013