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Rahimjon is Arvand's client since 2010. He makes a living by selling men's clothing on a market. His wife and son help Rahimjon in running the business. Initially, Rahimjon didn't want to take out a loan, because he wasn't confident in his revenues. But, thanks to advice from his friends, he took a risk, asked for a loan and exceeded all of his expectations. He was able to expand his shop and product range with the new profits. Now, he ins't afraid to ask for bigger loans.
On the brink of the winter season, he wants to purchase some men's winter clothing items for resale. He's happy to work with Arvand and wants to continue the cooperation in the future.
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Рахим клиент Арванда с 2010года,он занимается продажей мужской одежды на рынке. Ему помогают его жена и сын. По началу он не хотел брать кредит,так как не был уверен в своих доходах. Но по совету своих коллег по работе рискнул получить кредит и превзошел свои ожидания. Дела Рахима пошли на лад и он получил хорошую прибыль. Постепенно расширил свою торговую точку и ассортимент товара. Теперь он не боится получать кредиты в более больших размерах. Накануне зимнего периода он собирается закупить партию зимних мужских вещей на продажу. Он рад что сотрудничает с Арванд и надеется до конца работать с этой организацией .

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 186
    View loans »
    Tajikistan Loans Fundraising
  • $30,382,675
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Rahimjon to buy winter men's clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Nov 15, 2012
Currency Exchange Loss:
Oct 17, 2013