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Inobat is a young woman who lives a lives in a small town in the countryside with her family. Her husband is working in Russia, as there is no steady source of income in her village; he is a builder there and sends monthly money home as he is able. Inobat lives with her son and daughter, who help her around the farm. The main family income is from raising livestock. By saving the money her husband has sent over the course of a year, Inobat bought a few head of livestock not long ago and she is trying to increase her business. In this way, she can support her family. Inobat's elder son is already grown up and she is preparing for his wedding, so she turned to our organization for help. She would like to receive a loan to use for her son's wedding. She is not capable of spending a large amount of money on this event and she has decided to take out a loan, which her husband has agreed to help repay. She thanks us in advance for the understanding and support.
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Инобат молодая женщина, живет за городом в сельской местности со своей семьей. Её муж сейчас находится в России на заработках, так как в селе нет хорошего постоянного дохода. Он там занимается строительными работами и по возможности каждый месяц присылает домой деньги . Вместе с Инобат жувут сын и дочь, которые помогают ей в хозяйстве. Основным семейным доходом является откармливание скота. Накопив деньги которые прислал муж в течении года Инобат недавно купила еще несколько голов скота и старается развивать этот бизнес. Таким образом она содержит семью. Сейчас старший сын Инобат уже взрослый и она собирается его женить и она обратилась в нашу организацию за помощью и надеется получить у нас кредит на проведение свадьбы сына. Она не в состоянии собрать большую сумму на это мероприятие и решилась взять кредит, а её муж обязуется помочь в погашении кредита. Она заранее благодарит нас за понимание и поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 111
    View loans »
    Tajikistan Loans Fundraising
  • $29,890,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,500 helped Inobat to purchase wedding accessories.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Nov 15, 2012
Currency Exchange Loss:
Dec 15, 2012