Daniel is a widower. He has a professional degree, and has 4 children who are all independent. He lives in his own home, occupying 3 rooms. The house has finished walls and floors of ceramic tile, and is located in the Challapampa neighborhood of the city of La Paz.
Daniel works as a lawyer for more than 8 hours a day, processing a variety of documents. In addition, he has an independent business selling electronic products such as televisions, DVD players and radios to help cover his bills for water, electricity and food.
Daniel needs a loan to buy more TVs and DVD players; this way he can have more working capital.
Daniel's dream is to make his business grow.
This is the second time that he has worked with IMPRO, and the first time with Kiva.
El señor Daniel es viudo, su nivel de educación es licenciatura tiene cuatro hijos de los cuales todos son independientes, él vive en casa propia ocupa tres habitaciones en un acabado fino y piso de cerámica ubicada en la zona challapampa de la ciudad de la Paz.
Daniel, trabaja como Abogado por más de ocho horas al día realizando diversos trámites y además tiene un negocio independiente de venta de productos electrónicos como televisores, dvd players y radios, para apoyar a cubrir los gastos de agua, luz y alimentación.
El crédito lo requiere para la compra de más televisores y dvd players y así aumentar su capital de trabajo.
El sueño de Daniel hacer crecer su negocio.
Es la segunda vez que trabaja con IMPRO y la primera con KVIA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.