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Phnov T. is 30 years old and working as a rice farmer in Kampong Cham province. She says her farm has been in her family since 1970, and she herself continues to work the same plot of land. Uch Srong, her husband, is a taxi driver bringing additional income to the family. They care for their two children through these businesses. One of her younger sisters also resides in their family home and helps support the family through working at a garment factory at $90 (US) per month. Her husband would like to have a business at home to run when he is not working his taxi. Specifically, they would like to purchase pigs to raise as another source of income. If he can make some extra money, he may someday be able to afford his own car and make more money as a taxi driver.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 46
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Phnov to buy pigs and pig feed.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 7, 2008
May 22, 2008
Currency Exchange Loss:
Jan 15, 2010