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Update on Nzadze

For several years, Nzadze has sold products used daily such as milk, rice, cooking oil, sugar, toilet paper, tuna and eggs. With the earnings from the sale of her products, she tries to cover all her expenses and improve her standard of living.

She says that her grocery business is doing well. The loans have helped her a great deal, and her store is growing little by little. Now, she is appealing to the generosity of the Kiva lenders and applying for a new loan of 50,000 KES. She will use the loan to expand her business by buying more merchandise like flour, basic grains and detergents. Her one dream is for her business to grow and have more products to offer customers, and enable her to cover her loan.
Nzadze is a responsible, dedicated and hard-working person who is concerned about helping her family get ahead in life.

Previous Loan Details

Nzadze is a married woman with four children; one attends school while three are still too young for school. She owns a house that neither has electricity nor piped water. Her greatest monthly expense is food for the family. For the past one year, she has operated a kiosk business, selling in ... More from Nzadze's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 728
    View loans »
    Kenya Loans Fundraising
  • $43,755,700
    Funds lent in using Kiva
  • 85.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Nzadze to purchase more merchandise like flour, basic grains and detergent.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 5, 2012
Nov 13, 2012
Currency Exchange Loss:
Nov 17, 2013
This photo was used before for a previous loan for Nzadze. It was first posted on Kiva on Dec, 2011. Learn More