Richard is borrowing UGX 1,000,000 jointly with his wife to pay school fees for their three children. They have not yet completed paying the term's fees and yet exams are around the corner. Their children will not be allowed to sit for exams if they have not made full payment. Richard is a farmer and sells pork in the evening after his farm working hours. He sells it to the people at the nearby bar. He hopes to build a structure where people will sit and enjoy eating his pork, especially those that do not go to bars.