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José’s married and has four elementary school age children. They live in a one-bedroom, brick house located in the city of La Paz’s Alto Pasankeri zone. José is a transportation provider affiliated with a transportation syndicate and works more than 8 hours daily. He’s able to support his family paying basic utility costs and his children’s schooling costs with income earned. He needs the loan to buy stucco, paint and other supplies to do the finishing touches on his house which is currently unfinished. José’s dream is to improve the quality of his family’s and his housing conditions. This is the third time he’s worked with Impro and first with Kiva.
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Jose es casado y tiene cuatro hijos en nivel de educación primario, viven en casa propia ocupando una habitación en acabado de ladrillo, la casa esta ubicada en la zona Alto Pasankeri de la ciudad de La Paz.

José es transportista afiliado en un sindicato de transportes, trabajando por más de ocho horas al día y con los ingresos que tiene mantiene a su familia con el pago de servicios básicos y educación de sus hijos.

El crédito lo requiere para la compra de estuco, pintura y otros para la construcción de obra fina de su vivienda ya que se encuentra en obra bruta.

El sueño de Jose es mejorar la calidad de habitad de su familia y para su comodidad del mismo.

Es la tercera vez que trabaja con IMPRO y con KIVA es la primera vez.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 163
    View loans »
    Bolivia Loans Fundraising
  • $33,362,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Jose to buy stucco and paint.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Nov 13, 2012
Currency Exchange Loss:
Dec 13, 2012