Norman is a 37-year-old married man living in Masindi, Uganda.He sells clothes. He started the business after realizing that farming alone could not facilitate him in providing basics to the growing family due to its seasonal nature. He does not have a specific location, so he moves from market to market and this has helped him to cut down on rent and utility costs. Like all good fathers, he desires to educate his children, build a good house and have a more permanent location with a modern boutique. Competition, weather, price fluctuations and theft are his great challenges. Norman is requesting a loan to buy more clothes to sell.