Lamara is from Senaki district of West Georgia. She is 64 years old and lives with her husband. Both family members are provided with a retirement pension. The family runs their agricultural business. In particular, they have a small dairy farm of 5 milk cows, whose milk is used in cheese products. Besides that, Lamara owns a vineyard and agricultural land where nuts and maize are grown. The family does all relevant agricultural work to ensure a good harvest. Lamara picks the grapes in her vineyard and produces wine and vodka. In addition, the family has a pig. They sell the cheese products, wine, vodka, piglets, nuts and maize at the local open market. Lamara and her husband work hard to put aside some savings and improve living conditions for their family.
Lamara requested a loan to purchase an additional milk cow. After the number of cattle will be increased, Lamara will receive more milk for her dairy and sell more cheese. This will significantly increase the family income and Lamara will be able to renovate her house to improve living conditions for the family.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.