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Update on Serah

Serah sells spices and grocery items in Nakuru town, and it has been profitable. She used her previous loan amount to buy peas, spices, potatoes, and vegetables for sale, and she was able to repay all the loan amount.

This being her second loan term, she plans to buy more stocks of spices and cereals to sell. These include maize, beans, and green grams. The spices include pepper, red onions, and tomatoes.

Serah hopes to grow her business and to be able to buy a plot to build commercial and rental houses.

Previous Loan Details

Serah is 26 years of age and single. She has a business selling peas, spices and other greengrocery items in Nakuru town. She was introduced to KADET LTD by one of our field officers and she plans to use this loan to buy more stock of peas, spices, potatoes and leafy vegetables for sale. This... More from Serah's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 880
    View loans »
    Kenya Loans Fundraising
  • $43,075,425
    Funds lent in using Kiva
  • 85.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Serah to buy more stock of spices and cereals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Nov 13, 2012
Currency Exchange Loss:
Nov 17, 2013