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Shemsi, 29, is single and works in construction. He lives with his entire family, including his father who works as a guard. Recently his father and he started to build a new house with the money that they had saved, but they still need money to finish the roof.

Shemsi is applying for a loan of 1,500 EUR to buy materials to complete the home’s roof. With winter coming on, he would like to do so to keep everyone in the family warm, safe and healthy.

Shemsi wants to get married in the future and have his own family. He is very thankful for all Kiva lenders!

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 0
    View loans »
    Kosovo Loans Fundraising
  • $1,772,650
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Shemsi to buy materials to complete his home’s roof.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Oct 25, 2012
Nov 13, 2012
Currency Exchange Loss:
Aug 17, 2014