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Chan is 34 years old and a resides in Kompong Speu province. She is married with a small child. Chan usually does farming in the rainy season and uses the rest of her time working as sewing staff for a local garment factory. Through her efforts, Chan is able to produce an income of 16,000 KHR each day to cover her daily costs. She has been a garment worker for more than a year and has spent ages on farming. Presently, she lives with her husband, her child and her mother.

Chan is applying for a loan from HKL and Kiva to purchase a motorcycle to be used for commuting. It will serve the family suitably and reduce their transportation fees. Chan hopes to increase her profit through saving on unnecessary expenses in order to better her living situation.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 224
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Chan to purchase a motorcycle to use for commuting.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Dec 1, 2012
Currency Exchange Loss:
Aug 18, 2013