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Ngoan was born in 1963. She has two children who are door men. Her husband is a barber and a motorbike-washing worker. His income is about 3,000,000 dong (VND). Ngoan sews and fixes clothes to earn a living. She has done this job for 20 years. She makes 2,500,000 dong (VND) a month. Her family’s total earnings are about 12,000,000 dong (VND) per month.

Ngoan has participated in SEDA's credit program since 2007. In the last cycle, she borrowed 9,632,000 dong (VND) and repaid the loan on time.

In this loan cycle, she would like to borrow 10,528,000 dong (VND) to enlarge, repair and paint her tailoring store in order to upgrade it.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 98
    View loans »
    Vietnam Loans Fundraising
  • $14,728,425
    Funds lent in using Kiva
  • 20,825.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Ngoan to enlarge, repair and paint her tailoring store in order to upgrade it.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 16, 2012
Nov 13, 2012
Currency Exchange Loss:
Nov 17, 2013