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Financial difficulty is the main problem for farmers, preventing them from planting their crops early to minimize pest and diseases. Dulce is one of those farmers that has difficulty in financing their farm. She chose to borrow a loan of PHP 42,000 from our organization to pay for the cost of cultivating, including buying seeds and fertilizers.

Dulce hopes to use her loan wisely and manage the business well. The loan has made a big contribution to her ability to plant rice crops early. She will always assure that her crop is in good condition to generate higher income. Through farming she hopes to fulfill her family's needs quickly.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1464
    View loans »
    Philippines Loans Fundraising
  • $59,320,525
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Dulce to pay for the cost of cultivating, including the purchase of seeds and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Oct 17, 2012
Dec 1, 2012
Currency Exchange Loss:
Apr 22, 2013