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James currently runs three flush-toilets in the Mukuru informal settlement of Nairobi and has become concerned about the high cost of water. He would like to purchase two Fresh Life toilets so that he can try this new technology—no water is necessary, simply sawdust to reduce odors and flies. He believes that Fresh Life toilets, from which waste is collected every day, are cleaner and healthier for the community than currently existing toilet options. He hopes to eventually be able to close the water-based toilets and focus on his Fresh Life toilets.

James has lived in Mukuru for over 20 years, and has raised four children in the community. Besides running three toilets, he also owns a kiosk that sells items such as cigarettes, sugar, and milk. James’ goal is to grow his businesses and then entrust them to his children; he would someday like to retire to the countryside with his wife.

Additional Information

More information about this loan

Eight million people in Kenyan slums and 2.6 billion people worldwide lack access to hygienic sanitation. Sanergy aims to permanently reduce related disease in these areas by making sanitation accessible, affordable and sustainable. This social enterprise builds toilets under the “Fresh Life” brand, franchises them to local entrepreneurs, collects the waste and converts it into renewable energy and organic fertilizer.

Because Sanergy’s core business is not microfinance and its partnership with Kiva is unprecedented, these loans present some level of additional risk for lenders. Accordingly, we have not provided a risk rating for this partner.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Sanergy

Sanergy is a social enterprise that combines technology, entrepreneurialism and a unique business model to provide safe, accessible and affordable sanitation products and services to slum residents across Kenya. Sanergy uses the flexible, zero-interest capital provided by Kiva lenders to offer loans to its network of toilet operators. The funding covers the upfront costs of the toilet purchase, enabling operators to pay back the loan over time with the revenue generated by the toilet.

About Kenya

  • $1,800
    Average annual income
  • 875
    View loans »
    Kenya Loans Fundraising
  • $42,938,250
    Funds lent in using Kiva
  • 85.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped James to purchase and run two Fresh Life toilets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Nov 19, 2012
Currency Exchange Loss:
Apr 16, 2014