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Kayirsa and her family live in Emgekchil, one of the mountain villages of Kyrgystan, in the north of the country. She is 43 years old and bringing up five children. Kayirsa raises livestock, which is the main source of income for her family. Her farm, launched in 1989 with the initial capital of 15,000 KGS, now includes two dairy cows with their young, 10 sheep, one horse; sales of milk and dairy products bring in about 5,000 KGS per month. In order to develop her business further, Kayirsa has turned to “Bai Tushum & Partners” for a loan in the amount of 100,000 KGS to buy bulls for fattening and resale. Kayirsa plans to use her revenues to expand her farm and provide for her children’s education. Her children are the most important thing in her life. She works for the sake of bringing up and educating her children.
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Кайырса со своей семьей живет в одном из высокогорных сел Кыргызстана – селе Эмгекчил,что что на севере страны. Ей 43 года, воспитывает 5 детей. Кайырса в качестве источника дохода для семьи занимается животноводством. Начатое со стартовой суммы в 15,000 сом (KGS)в 1989 году на сегодняшний день хозяйство насчитывает 2 дойные коровы с приплодом, 10 голов овец, 1 лошадь, и приносит около 5,000 сом (KGS) в месяц от продажи молока и молочных продуктов. В целях дальнейшего развития своего бизнеса, Кайырса обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку 3 быков на откорм и перепродажу. Доходы Кайырса планирует вложить в увеличение хозяйства и на образование детей. В своей жизни для нее самыми важными являются дети. Вырастить детей и дать им образование это цель ради которой она работает.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 84
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,751,450
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,125 helped Kayirsa to purchase bulls and sheep.
99% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 16, 2012
Nov 11, 2012
Currency Exchange Loss:
May 17, 2014