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Kem is 34 years old. She is married and resides with three children in Takeo Province, Cambodia.

She has been working in garment factory for more than a year, earning approximately $4 daily. Her husband runs a public transportation (motor taxi) business. He earns about $10 per day. One of her children is a garment worker as well. She earns about $3 each day.

Because the present motorcycle is old, Kem is requesting a loan of $900 to purchase a new motorcycle for her husband to run the taxi service. This purchase will help him attract more customers and earn more income for the family. In the future, she would like to purchase piglets to breed and send her children to a good school.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 40
    View loans »
    Cambodia Loans Fundraising
  • $38,746,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Kem to purchase a new motorcycle for her husband to run the taxi service.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 1, 2012
Nov 13, 2012
Currency Exchange Loss:
Sep 17, 2013