Check out some available loans that are similar to this one!
Pho is 33 years old and a humble villager living in Kompong Speu province. He is married with four dependent children who currently are attending school. Pho’s main income is generated from his professional skills. He is a motor mechanic and provides his services around the province. His wife helps him in generating income by working in a local garment factory as part of the sewing staff. Pho can make extra income with his recent established business - a car and motorcycle wash.

At present, Pho would like to have a loan from Kiva lenders to help him in building a ground floor room made of bricks. He will use the loan to purchase a door along with its frame for the room. Also he will use the remaining funds to enhance his car and motorcycle wash business.

Pho hopes to have his business as well as his living conditions improved and make more revenue, which he will use for future emergencies and his children’s education.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,720,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pho to purchase a door along with its frame for his new ground floor room.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Dec 1, 2012
Currency Exchange Loss:
Mar 17, 2014