Chem, a widow, sells grocery items and fish in a market of Kompong Speu province, generating a suitable income to apply to her daily consumption, especially for food. She has been operating in this field since 2000.
She is 47 years old and a loving mother who takes care of eight children. Seven of her children have been married already. None of them are studying, but they are all employed in various kinds of careers.
Chem is now asking for a loan through HKL, a successful microfinance institution, to refill her inventory and purchase fish for her business. Hopefully, Chem’s profit will increase when her store has more customers.
For her future goal, Chem wishes to expand her store and increase her stock of inventory to satisfy her customers.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.