Marte is a 31-year-old woman. She is married and lives in the suburbs in a little town in central Albania. About a year ago, she opened a hairdressing/beauty salon that is the only one in the suburbs and is very frequented by locals. Marte works there with her mother-in-law and they are very busy, yet at times the accessories or tools they use in their profession are not enough, and this causes delays in their service.
Since they feel they have worked hard to establish a good and steady clientele, they don’t want to lose their clientele now. For this reason, Marte decided to request a loan to buy whatever they need in their profession to speed up their service and deserve the “customer oriented” slogan they have created for their business.
The amount of the loan Marte is requesting is 150,000 Albanian Lek. She hopes that their services will be improved with the purchase of her profession’s accessories and tools.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.