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Roxana
Roxana is very hardworking and has 35 years of experience. She lives with Yudel, 36, and together they have two daughters. She owns a house made of good materials. She proudly carries out her business, the product of many years of work and consistent effort in selling automotive lubricants. She has 10 years of experience in this business, which is set up on the first floor of her house in a warm and comfortable environment.

She considers it a good business because they're products that don't need a lot of manual labor except for the application of the lubricants on the vehicles. She does this by hiring specialized personnel in the field, making hers a profitable business.

Currently she has noticed some increase in sales, which motivates her to buy more merchandise to keep her business well stocked. She hopes to continue working with her customary enthusiasm because her long-term goal is to expand her business with more services. One of her short-term goals is to acquire another plot of land on which to build another home and to open more businesses in the field to become one of the biggest micro-entrepreneurs in her town.

She has an impeccable record of 15 loans. The key to her investment has always been to have all her bills current because she says it's an indication of her progress. She likes to be part of her communal bank because she also was on the board of directors at one point.

With the 1,000 nuevos soles [PEN] she'll supplement her working capital for buying more lubricants of all types and brands.
View original language description ↓
Con 35 años de edad Roxana es muy trabajadora. Convive con Yudel de 36 años y juntos tiene dos hijas. Es poseedora de una vivienda hecha a base de material noble. Ella desempeña con orgullo su negocio el cual es producto de muchos años de trabajo y esfuerzo consistente en la venta de lubricantes para vehículos, lleva 10 años con su labor el cual se encuentra establecido en el primer piso de su vivienda en un ambiente cálido y cómodo.
Lo considera un buen negocio debido a ser productos donde no se necesita mucha mano de obra salvo para la aplicación de los lubricantes en los vehículos que realiza contratando personal especializado en el área, volviéndose éste un negocio rentable.
Actualmente ha notado cierto incremento en sus ventas motivándola a realizar la compra de más mercadería para así mantener su negocio bien abastecido.
Espera seguir laborando con el mismo entusiasmo de siempre ya que su objetivo es ampliarlo con más servicios a largo plazo. Uno de sus próximas metas es el de adquirir otro terreno en el cual planea construir otra vivienda y aperturar mas negocios del rubro para así consolidarse como una de las grandes microempresarias de su localidad. Tiene un impecable record de 15 créditos, la clave de su inversión ha sido tener siempre todas sus cuentas al día ya que es indicio de progreso según comenta. Le agrada mucho ser parte de su banco comunal ya que también en una ocasión fue parte de la junta directiva.
Con los 1,000 nuevos soles complementará su capital de trabajo destinado para la compra de mas lubricantes de los distintos tipos y marcas.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Roxana to buy different types and brands of lubricant.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 25, 2012
Listed
Nov 15, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2013