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Johanna Pàola
The members of El Arbolito 4 Community Bank meet twice a month in the town of Portoviejo, capital of Manabí, known for many years as the home of the Reales Tamarindos soccer team. Señorita Johanna lives there. She is 24 years old, single, and lives with her parents. She is studying pre-school education at the local university. This is her first loan cycle with the Bank, and she likes the process as the loans are quick and there's not too much red tape.

As well as being a good student with the goal of getting a good education so she can get ahead, Johanna runs a business selling clothing from a small stall at her home. She also sells the clothing to her fellow students who are her best customers. She lets them have the items on credit and then collects money twice a month. Johanna goes to Guayaquil to buy the clothing whenever it is necessary. It's a job she's been doing for seven years, and thanks to the money she earns she has been able to fund her university courses along with help from her parents.

This loan will enable her to buy more merchandise such as pants, blouses, shirts, and children's clothing.

Johann's dream is to complete her education and get a good job in a government institution as she loves children.
View original language description ↓
En la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Banco Comunal El Arbolito 4.

En este lugar vive la señorita Johanna, tiene 24 años de edad, está soltera y vive en casa de sus padres, ella estudia párvulo en una universidad de esta ciudad. Este es su primer ciclo en el Banco Comunal y le gusta porque los créditos son rápidos y sin tantos requisitos.

Ella a mas de ser una buena estudiante con la intención de ganar algo por su cuenta y con esto poder salir adelante en sus estudios se dedica al comercio, vende ropa de todo tipo para lo cual tiene un pequeño local en su casa y también les vende a sus compañeras de estudios las cuales son sus mejores clientes, ella deja a crédito y cobra cada quince días. Su mercadería la va a comprar a Guayaquil cada vez que necesita. Tiene 7 años que se dedica a esta actividad y gracias a él ella ha podido seguir su carrera universitaria y también a podido ayudarles a sus padres.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños.

Sus sueños es terminar sus estudios y conseguir un buen trabajo en alguna institución del gobierno ya que el encantan los niños.



About Ecuador

  • $10,200
    Average annual income
  • 16
    View loans »
    Ecuador Loans Fundraising
  • $22,837,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Johanna Pàola to buy pants, blouses, shirts, and children's clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 31, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013