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Mery Marleny
Mery, 34, is married with two children. Her husband is disabled due to an accident he had so is unable to work steadily and only works sporadically and is able to help a little with household expenses. Her activity is selling cosmetics via catalogue of various brands like Esika, Yambal, Avon and L’Bel to people who work in various private and public firms, to acquaintances and to family members. Because of the great dedication and sacrifice she makes to close her sales she met her goals and Avon made her a group leader and there are several saleswomen under her supervision. Even so, she is still unable to cover all her household expenses and pay for her children’s schooling which is why she also sells her products in the city of El Alto’s 16 de Julio street market on Thursdays and Sundays. She is responsible for all family economic and medical expenses and needs the loan to buy merchandise for the end of the year which is when demand is highest. In addition, if she buys in volume she’s given higher discounts and prizes by the brands mentioned above thus increasing her income and her and her family’s quality of life.
View original language description ↓
Mery tiene 34 años, es casada y tiene 2 hijos su esposo se encuentra incapacitado a causa de un accidente que tuvo, lo cual no le permite tener un trabajo estable y solo realiza trabajos esporádicos que le permiten colaborar un poco con los gastos de la casa. La actividad de la cliente es la venta de cosméticos por catalogo de diversas líneas como ESIKA , YANBAL, AVON, LEBEL, que los realiza a personas que trabajan en distintas entidades publicas y privadas las amistades y familiares. Debido al gran sacrificio que realiza con las ventas sus metas fueron alcanzas en muchísimas oportunidad por esta razón la empresa AVON la nombro líder de grupo y a su cargo se encuentran varias promotoras, pero aun así no le es suficiente para cubrir los gasto de la casa y los estudios de sus hijos por esta razón también días jueves y Domingo vende sus cosméticos en la feria 16 de Julio de la ciudad de el Alto. En si la sra. Mery es la persona encargada de sustentar todos casi todos los gastos económicos y médicos de su familia, por esta razón es que ella necesita el crédito para poder comprar mas mercadería para fin de año donde se tiene mas demanda además que si compra en cantidad tiene mas descuento y premios en las líneas ya mencionadas y eso le genera un mayor ingreso que mejorara la calidad de vida de ella y su familia.

Additional Information

About CIDRE

CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $2,817
    Average annual income
  • 93
    View loans »
    Bolivia Loans Fundraising
  • $28,138,200
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Mery Marleny to buy merchandise.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 12, 2012
Listed
Nov 13, 2012
Currency Exchange Loss:
Covered
Ended:
Nov 17, 2014