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Judith Fabiola
Judith, 29, is a young, married woman with two children. She no longer lives with her husband because he started drinking and abandoned them. She lives in her in-laws’ house who seeing the situation she was going through supported her. Her activity is selling cosmetics via catalogue of various brands like Esika, Yambal, Avon and L’Bel. Because she met her goals and the great way she got along with her fellow salespeople, Avon made her a group leader and there are several saleswomen under her supervision. Aside from those two jobs, she also sells her products in the city of El Alto’s 16 de Julio street market on Thursdays and Sundays. She is responsible for all family expenses and needs the loan to buy merchandise for the end of the year which is when demand is highest. In addition, if she buys in volume she’s given products free that she earns 100% profit on thus increasing her income and her quality of life.
View original language description ↓
Judith es una joven de 29 años casada y tiene 2 hijos no vive con su esposo ya que él se dedico a la bebida y los abandonó, vive en la casa de su suegros los cuales la apoyaron viendo la situación en la que se encontraba. La actividad de la cliente es la venta de cosméticos por catalogo de diversas líneas como ESIKA , YAMBAL, AVON, LEBEL, debido a su cumplimiento de metas y su gran cualidad de colaboración que tenia con sus compañeras promotoras la empresa AVON la nombro líder de grupo y a su cargo se encuentran varias promotoras. Muy aparte de estas dos labores también vende sus productos en la feria 16 de Julio de la ciudad de El Alto los días jueves y domingos y ella es la persona encargada de sustentar todos los gastos familiares, necesita el crédito para poder comprar mas mercadería para fin de año donde se tiene mas demanda además que si compra en cantidad tiene productos de regalos de los cuales gana el 100% en sus ventas y así mejora sus ingresos y su calidad de vida.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 156
    View loans »
    Bolivia Loans Fundraising
  • $32,169,225
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
A loan of $1,500 helped Judith Fabiola to buy merchandise to sell.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Nov 13, 2012
Currency Exchange Loss:
Dec 13, 2012